Finance Options

Here at Hammonds we know that one style doesn't suit everyone, which is why we offer such a wide range of different designs and finishes to enable you to add that all-important personal touch to our stunning fitted furniture. And, with your convenience in mind, we take the same approach with our payment options, making it even easier for you to pay for your fitted furniture on finance.

Choose your Finance Option

  • 12.9% APR Representative
  • Fully protected for added peace of mind
  • No fees
  • Payments start one month after your installation
  • Flexibility to make overpayments
  • Monthly payments tailored to you
  • 19.9% APR Representative
  • No deposit
  • Nothing to pay for 6 months from installation
  • If you clear your balance within 6 months of your installation, then no interest is charged (just a £29 exit fee)
  • Fully protected for added peace of mind
  • Interest is calculated from the start of the agreement which means that interest will accrue during the deferral period

Calculate your monthly payments

Use our finance calculator to work out how much monthly payments to suit your budget.

£5,250

The approval of your application depends on your financial circumstances and borrowing history. Hammonds Furniture Ltd acts as a credit broker and not the lender. Novuna Personal Finance acts as the lender.

Estimated cost for this finance option

60 monthly repayments of:
£117.30
Deposit:
£0.00
Amount borrowed:
£5,250.00
Loan period:
60 months
Representative APR:
12.9%
Rate of Interest:
12.9% p.a
Total payable (inc. deposit):
£7,038.00

Representative Example

Option 1

Cash Price:
£5,250.00
Deposit:
£0.00
Amount borrowed:
£5,250.00
Loan period:
60 months
Interest rate:
12.9% p.a fixed
Representative APR:
12.9%
60 monthly repayments of:
£117.30
Total payable (inc. deposit):
£7,038.00

There is also the option of a Cash Payment. All that's required is an initial 25% deposit upon agreement, followed by 65% payable 15 working days before delivery. Lastly, a final 10% payable on day of completion of your new fitted room.

Credit is subject to status and affordability. Terms & Conditions Apply. Hammonds Furniture Limited, Nutts Lane, Hinckley, Leicestershire LE10 3QQ, FCA Register no. 666837 is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.