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Finance offers

Here at Hammonds, we know that one style doesn't suit everyone which is why we have such a wide variety of ranges and finishes, it is the same case with our payment options. We offer 4 different choices of funding, working with finance provider Hitatchi, giving you the option to select the right one for you. 

Find out more about our payment options below. 

Option 1 - Cash Payment

A simple plan for a cash payment option. An initial 20% deposit upon agreement, followed by 64% payable 15 working days before delivery. Lastly, a final 16% payable on day of completion of your new fitted room. 

Option 2 - Home Improvement Account

10% deposit upon agreement, then spread the total cost of your Hammonds furniture over monthly repayments, with a choice of up to 60 months at an approximate interest rate of 8.9%APR.

Option 2 Representative Example.
Cash price of £2500.
10% deposit of 250.
Total Amount of Credit of £2250.
60 Monthly Repayments of £46.23.
Rate of interest 4.7% p.a. variable. 8.9% APR Representative.
Total amount payable £3023.80.  

Option 3 - Buy Now Pay Later

10% deposit upon agreement, the option to ‘Buy Now Pay Later’ gives you the freedom to have your Hammonds furniture installed now with nothing to pay for 12 months, interest free. The balance will be called when the 12 months are up. If the balance is not cleared after the 12 months has finished, the balance will be collected on a monthly basis with an interest rate of 19.9%APR against the balance. This option includes a £29 admin fee.

Option 3 Representative Example.
Cash price of £2500.
10% deposit of 250.
Total Amount of Credit of £2250.
Duration of agreement - 132 months including 12 months deferral.
120 monthly repayments of £48.38.
Rate of interest 8.9% variable. 19.9% APR Representative.
Total amount payable £6055.60
Early exit fee £29.

Option 4 - 3 Years Interest Free Credit - Summer Promotion*
*Available exclusively on Avon. An initial 20% deposit, then select up to 36 monthly repayments interest free and no fees with flexible settlement options.

Option 4 Representative Example.
Cash price of £2000.
20% deposit of £400.
Total Amount of Credit of £1600.
36 Monthly Repayments of £44.50.
Rate of interest 0% p.a. fixed. 0% APR Representative.
Total amount payable £2000.  

Finance is available on a minimum loan value from £1000 and order value from £2000.

Credit is subject to application and status. Authorised and regulated by the Financial Conduct Authority. Hitachi Capital House (Thorpe Road, Staines-upon-Thames, Surrey TW18 3HP) act as a credit broker and not the lender. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC authorised and regulated by the Financial Conduct Authority.

 

Three ways to taking the first steps to creating your dream room