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Finance offers

Here at Hammonds, we know that one style doesn't suit everyone which is why we have such a wide variety of ranges and finishes, it is the same case with our payment options. We offer 3 different choices of funding, giving you the option to select the convenient one for you.

Find out more about our payment options below.

 

Option 1 - Cash Payment

A simple plan for a cash payment option. An initial 20% deposit upon agreement, followed by 64% payable 15 working days before delivery. Lastly, a final 16% payable on day of completion of your new fitted room.

 

Option 2 - Home Improvement Account

10% deposit upon agreement, then spread the total cost of your Hammonds furniture over monthly repayments, with a choice of up to 60 months at an approximate interest rate of 8.9% APR.

 

Representative Bedroom Example.

Based on retail price £2500.

Deposit of £500

Total Amount of Credit of £2000.

60 Monthly Repayments of £41.09.

Rate of interest 8.9% APR Representative.

Total amount payable £2965.40.

 

Representative Kitchen Example.

Based on retail price £6000.

Deposit of £1200

Total Amount of Credit of £4800.

60 Monthly Repayments of £98.61.

Rate of interest 8.9% APR Representative.

Total amount payable £7116.60.

 

Option 3 - Buy Now Pay Later

‘Buy Now Pay Later’ gives you the freedom to have your Hammonds furniture installed now with nothing to pay for 12 months. If you repay the agreement in full within the deferral period then there is no interest to pay (£29 early exit fee applies). If the balance is not cleared after the 12 months, then you will automatically begin monthly repayments at 19.9% APR. 10% deposit required.

 

Representative Example.

Cash price of £2500.

10% deposit of 250.

Total Amount of Credit of £2250.

Duration of agreement - 132 months including 12 months deferral.

120 monthly repayments of £48.38.

Rate of interest 19.9% APR Representative

Total amount payable £6055.60

Early exit fee £29.

 

Credit is subject to application and status. (E.g. minimum order value £1000, maximum loan, deposit, etc.). Authorised and regulated by the Financial Conduct Authority. Hammonds Furniture Ltd, Fleming Road, Harrowbrook Industrial Estate, Hinckley, LE10 3DU. 666837 FCA act as a credit broker and not the lender, and offers products from a range of financial providers.

 

How we tailor-make your fitted living space

swatches illustration

1. Home design service

Interior design ideas and
space creating solutions

survery drawing illustration

2. Detailed room survey

The best craftsmen measure twice
and cut once.

wardrobe interior illustration

3. Installation

Our qualified team will take care
of every detail.